Financing


We have several financial policy options available for your convenience to receive proper dental care. We have found that our patients appreciate knowing exactly what dental financial responsibilities they will incur. Therefore, we inform our patients about our financial policies before we begin treatment. Knowing this ahead of time allows us all to arrange for the completion of the necessary dental treatment.

Dental Insurance Financing

Most insurance companies will not cover 100% of all dental expenses. Your portion, not covered by insurance, is due at the time treatment is performed. Please understand that dental insurance is a contract between the patient and the insurance carrier, and not between the insurance carrier and the dentist. The patient is still the responsible party regarding dental fees. We will be glad to process your insurance forms at no charge. Please be aware that we are only capable of approximating your portion due to the large number of insurance companies and to their periodic changes within their contracts without notifying each dental office of these changes.


Cash or Check

A 5% accounting reduction for payment in full by cash or check - before treatment is rendered.
MasterCard or VISA

A 5% accounting reduction for payment in full by Visa or MasterCard - before treatment is rendered.

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Senior Citizen Discounts

For our patients 65 years or older, we offer a 10% cash discount for payment at time of service.

Gradual Treatment Plan
 If it will be easier financially for those patients without dental insurance, we can plan the completion of your dental work by spreading your appointments over several months or years. We will arrange to do the more urgent services at the beginning of treatment.
Please read about our Limited Dental Warranties.

 

Special Financing:

Our office also works with CareCredit, a dental finance company, to assist you with your payments. For qualified applicants, interest-free payments can be spread over a three-, six- or 12- month period. Finance company approval must be obtained prior to starting your treatment. 

CareCredit for dental procedures


We’re pleased to offer our patients CareCredit, North America’s leader in patient payment plans.  CareCredit lets you begin your treatment immediately – then pay for it over time with low monthly payments that fit easily into your monthly budget. 

Your healthcare credit card.

CareCredit is the credit card exclusively for healthcare services.  With no up-front costs and no pre-payment penalties, CareCredit lets you pay over time and frees up cash and credit cards for the other things you want or need.  CareCredit offers low monthly payment plans for healthcare procedures not commonly covered by insurance, including dental treatments.  Plus, you can use your card again and again to pay for additional treatment for yourself or family members in any CareCredit practice.

  • Low minimum monthly payments
  • No up-front costs, no pre-payment penalties
Learn more by visiting CareCredit.com or contacting our office. Ready to apply? Apply online for your CareCredit card today.

CareCredit: Apply Now


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Office Location: 19682 Hesperian Boulevard, Suite 207, Hayward, California 94541
Phone: 510.782.1444 Fax: 510.782-3694
Website: www.RobertWick.DDS.com Email: Staff@RobertWick.DDS.com
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